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News
I want to buy the house where I am rented but the rent that I pay monthly is garnished
 02

  MAR

I want to buy the house where I am rented but the rent that I pay monthly is garnished

What would happen in the event that I want to buy the apartment where I am rented, but it has the income from the rent seized by the Treasury and, in addition, a mortgage on the house? Would there be a problem when buying? What should I do?

First, in the event that you decide to buy the property, you would be buying one with encumbrances or charges, which would be registered in the Property Registry, in this case you would be aware of these charges at the time of acquisition.

On the other hand, the property constitutes a real guarantee of a mortgage and with respect to the debt that the owner of the same has with the Treasury, therefore it is important to know if the property constitutes a guarantee of compliance with it.

With regard to the mortgage, it is important to decide if with the acquisition of the property, the mortgage is subrogated, that is, it would occupy the place of the mortgage debtor, if so, it should comply with the payment obligation, otherwise, it will start bank instance a foreclosure proceeding.

There is also the possibility that the mortgage will not be subrogated, if so, it is vitally important that you know if the debtor does not comply with his payment obligation, in which case a foreclosure procedure would begin and, therefore, the property It may be executed because this constitutes the guarantee of a mortgage loan that in the event of not being fulfilled, it would proceed to its execution.

Regarding the debt that the owner has with the Treasury, it is important to know if the property constitutes a guarantee of the fulfillment of the debt.

If this is the case, as in the case of the mortgage, if the owner of the property does not comply with his obligation, the Treasury will proceed to seize it and its execution.

Taking into account the aforementioned, it would be an acquisition with some details to take into account, in the sense that loads weigh on the property in which the house constitutes a guarantee thereof.

For all this, it is more than advisable to make sure if the property that you are about to buy carries loads and the conditions in which the sale is made.
Diseñado por CRM Inmovilla

Responsable: Palper 2010, SL

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Responsable: Palper 2010, SL

Finalidad: To handle information requests through the website, aiming to offer real estate professional services and to give information about what’s requested.

Legitimación: The legitimacy is based on the consent you gave us when clicking the button “I accept the data protection policy”.

Destinatarios: Your data won’t be transferred to anyone, if not for legal obligation.

Derechos: You may use your right to access, modify, suppress, oppose, transfer or withdraw your consent on your personal data through the email info@solucionesinmobiliarias.eu